Finance Options

Finance from Klarna

Pay later with Klarna.
Millions of savvy shoppers have already chosen Klarna when shopping at their favourite retailers. Try before you buy and pay in full up to 30 days later, or split the cost into 3 interest-free monthly instalments.*

Pay in 3 instalments
Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days.*
Read our terms

Pay in 30 days
Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees.* Read our terms

* Klarna’s Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply.

Apply Now

Finance from UCFS

For over 40 years, United Consumer Financial Service (UCFS) has provided financing solutions to thousands of businesses and serviced more than four million satisfied consumers throughout the United States, Puerto Rico, Canada, Australia, New Zealand, Italy and the United Kingdom.

For Customers
United Consumer Financial Services (UCFS) facilitates the lending of money to individuals who want a good or service, but don’t have the current cash-on-hand to pay for the purchase in full…sometimes taking a chance on individuals that other finance companies have turned down.

All we ask in return is for each consumer to make their payments to us as agreed within the contract they signed.

We strive to provide exceptional consumer service going above and beyond your expectations to help us ensure each and every customer we serve is treated fairly and with respect.

£250 - £25,000
loans (dependent on creditworthiness)
6 – 60 Months
Financing Terms
Flexible loan terms


  • We help you with your application
  • Affordable payments, flexible terms
  • Application is submitted with a decision & response within about an hour!
Changes Clinic working in partnership with UCFS, authorised by the Financial Conduct Authority
Apply Now

Finance application